education & tech

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Education + Tech

Education & Tech, was created to build hope that education based on social technologies, can transform the new century, and enable abundance not only spiritually but economically. Milton Ramirez, Ed.D. - @tonnet is the founder & editor. He is a teacher, tech blogger, writes on education, and hails this blog from Union, NJ. For further questions, tips or concerns please e-mail him to:miltonramirez [at] educationandtech [dot] com

Teacher + Scholar

If you are a regular to Blog Education & Tech, you shall remember that I am a blogger and I'd written a post about education almost everyday since 2003. Education & Tech provides you with education news, expert tech advice, classroom management ideas, and social media tools for educators, administrators, parents and k-12 students.

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Why Should You Prefer Non-Profit Schools to For-Profit Schools?

By Savaram Ravindra*

All schools, universities, and colleges are either for-profit or non-profit; the distinction is as clear as it sounds. A for-profit school uses fees and tuition to make a profit whereas a non-profit school reinvests the tuition dollars of a student to improve faculty, facilities, and programs in the campus. Most of the revenue generated by for-profit schools gets returned to shareholders and investors, leaving only a small amount of money for reinvestment in the school. Let’s know in-detail about non-profit and for-profit schools.

Non-profit Schools

Non-profit schools get their funds via government, endowments, donations, and tuition dollars. They don’t make a profit. They spend the extra amount by reinvesting into the school for buying library books and computers, supporting extracurricular teams and activities, assist with student and faculty research, and develop new buildings. These projects aim to enhance the school quality.

For-profit Schools

For-profit colleges are businesses and so their advertisements appear so often on television and in magazines. Private corporations own this kind of schools where more students equal more revenue. The requirements for admissions may be quite relaxed as the goal is to increase enrollment figures.

For-profit schools may not have a dedicated campus. Instead, they may lease space in an office building to use as classrooms or offices for administrative purposes. The school retains only a small portion of the profit.

Fee Structure

Admissions to for-profit institutions involve more costs. When it comes to financial aid, for-profit institutions have a history of inflating their tuition prices so that federal financial aid is not enough to cover the attendance cost. You must be aware of how the for-profit school will affect your finances before deciding to attend it. The non-profit schools provide similar programs for a much reasonable cost in the same city.


Non-profits provide an environment for learning that is designed while keeping the students in mind. Non-profits are owned by no one and the board of directors operates them without getting any payment. There are no shareholders and stocks to generate income for, either. So, they are free to keep the motivation and focus on offering an education with high quality to their students.

For-profits operate as a business to make money for shareholders and owners by providing their product(education). They should offer financial returns(profits) to their investors. The supporters assert that for-profit schools function more effectively, since they can slash down costs very easily in the name of creating returns. Additionally, they do not have the extra-curricular expenses or recreation facilities that traditional schools have. They believe are spending more tuition towards students’ learning.

Admission Process and Obtaining a Degree

Most of the non-profit universities and colleges are accredited regionally. For-profit schools can be accredited regionally but more likely; they are not. Non-profit schools, in general, have a better reputation in the workforce as well as in the real world when compared with their for-profit competitors.

The situation of for-profit colleges is such that it is getting difficult for many students to even graduate. As per a report by The New York Times in 2012, the odds of getting a bachelor’s degree would be 1 in 5 within 5 to 6 years and the situation is almost the same at present.

The ongoing process for admissions for non-profit schools is such that, if you do not have the skills to start a degree program, your application will get rejected. On the contrary, if you apply to a for-profit school for beginning your degree program and even if you do not possess the required skills, your application may get accepted as your check is cleared. Because of this, the students obtaining a degree from non-profit schools are more in number when compared with for-profit schools.

There are many non-profit schools that are prioritizing and encouraging quality education for low-income students in neighborhoods where access to excellent schools is limited. Few of them are University of the People, Rocketship Education, Western Governors University, Nova Southeastern University, Georgetown University, and so on.


Never opt for a school, university, or a college without getting relevant information about them. The best way to obtain information is through talking with people who have already studied there. Before you commit, get the inside scoop. Ask anyone at the office of admissions to introduce you to some alumni in case you don’t know anyone at that particular college. Try to clear all your doubts with the alumni then. The best advice is to try to be very cautious when selecting a school or a college as it may be the turning point in your career. This post conveys that non-profit schools are a better choice when compared with their for-profit counterparts.

(*) Savaram Ravindra is a Content Contributor at

Education & Tech

4 Tips For Teaching Your Students Responsibility

Being a teacher is a big responsibility in itself. You understand that it’s your job to help your students grow and prosper. The only way to do this is to model the behavior yourself and reinforce the positive actions your students display.

Teaching them this skill is a process, so don’t give up. Your students aren’t going to learn how to be responsible overnight. Give them time and keep taking the right actions on your part is what will help them succeed. They’ll thank you for it later in life when they’re put to the test. See tips for teaching your students responsibility.

Give Assignments

Don’t be afraid to hand out assignments inside and outside of the classroom. Have certain students in charge of responsibilities in the classroom and assign everyone homework and projects on a consistent basis. This is going to help your students learn to manage their time and come to class prepared. It’s your job to check them over and confirm who has completed the assignments and who hasn’t. Hold students accountable for their actions, and they’ll start to learn to listen.

Focus on the Rewards

Remind your students that there’s an entire world outside of your classroom. What they do now has an impact on their life in the future. Teach them that if they work hard, they can have what they want, such as a good job or a used Toyota Hilux car to drive. Talk to them about how responsibility leads to other positive outcomes and successes on their part. This will motivate them to want to work harder and put in the effort to learn at school, whether it’s at the high school or throughout higher education at a college.

Set Classroom Rules

It’s up to you what you let slide in your classroom. The only way to teach responsibility is to determine what you will and won’t tolerate. Hold students accountable when they show up late for class or are talking during a lesson you’re teaching. Let them know early that you won’t be putting up with their disrespect for the classroom and see how they respond. Without rules, you won’t have any way to guide them to be responsible students.

Have them Work in Groups

Working in groups is all about interacting with other people. Your students are in charge of setting up a time to meet to work on the assignment together as a group. You’re out of the picture, and they’re responsible for the team succeeding or not. Sometimes you have to step back and give them the freedom to take what they’ve learned and run with it so that they can prove their abilities. This will also help you easily notice those who completely dismiss it. Group work isn’t only about getting the assignment done, but it’s about showing responsibility for working hard and being part of a team.


As the teacher, you have a lot of pull to guide your students. They’re looking to you to help them understand and learn. These are tips for teaching your students responsibility.

Education & Tech

Benefits of Holding a Master’s Degree

In spite of the professional success of many people who didn’t earn a college diploma, it is becoming clear that earning an education highly matters. Additionally, an undergraduate degree is not enough to land the well paying and solid jobs of the near future. The experts today suggest that earning a master’s degree is of high significance. Getting a master’s degree can provide a smart solution whether you are worried about making money to support yourself after you are hired or about landing a job in this competitive market. Let us look at few major reasons why a master’s degree must be considered extremely significant.

When considered carefully, the graduate school provides you much more than just a fancy paper to go on your wall. According to an article published in the Huffington Post regarding the benefits of a master’s degree, you will have the opportunities to change careers, you can grow intellectually, you gain respect and so on. When compared with the undergraduate students, the master’s degree holders have much better access to funding and scholarship opportunities. Also, various grad studies departments make the teaching assistant and research assistant positions available to the master’s students to provide them with an opportunity to earn money while studying. The grad school certainly makes a big difference in your earning potential and your career. Below here are the reasons why you need a Master’s Degree.

Personal Growth

Few people are lifelong learners. They aspire to challenge themselves academically and develop their mind. For this kind of people, a master’s degree offers the opportunity to do all that they aspire and in this way, they can get great personal satisfaction.

Greater Employment Opportunities

It will increase your chances of getting hired when you are competing with many qualified applicants. In numerous career sectors like public affairs, social services, higher administration and so on, a master’s degree is replacing bachelor’s degree as the minimum requirement for attending the written tests or interviews conducted for these jobs. Holding a master’s degree doesn’t guarantee any ultimate success but it certainly opens doors for many types of employment.

Greater Career Advancement

Getting a graduate degree shows the evidence of determination, persistence, ability and intellectual prowess to handle the challenging environments - these qualities are required for people filling the positions of director and manager of a firm. An employee who has been successful in a long-term employment that needs leadership, discipline, stamina is likely to reach higher positions in any organization.

Financial Reward

If you consider the ROI, then a master’s degree will help you achieve that. The U.S. workers between the age group of 21 and 64 earn 30 percent more than the bachelor’s degree holders according to data from the United States Census Bureau. This provides a clear evidence that on one’s financial situation, a master’s degree can make a positive impact.

Sense of Accomplishment

The sense of personal satisfaction one can get while receiving a master’s degree is overwhelming. The effort you put to complete your studies in spite of the moment of uncertainty and doubt will firmly stand as a central character building experience.

Greater Credibility and Recognition

There are many master’s degree holders who accomplished great things and who afforded the recognition and respect they have earned. An advanced degree makes a great positive impact on one’s resume. It shows who you are and the commitment you have to your chosen field.

The best master’s degrees to acquire jobs include political science, physics occupational therapy, nursing, environmental science, mathematics, economics, civil engineering, computer science and physician assistant studies according to Forbes. A career advancement for any profession is mandatory. A master’s degree can add value to your career regardless of the profession you choose.

This is a contribution by Savaram Ravindra. He was born and raised in Hyderabad, popularly known as the 'City of Pearls.' He is presently working as a Content Contributor at His previous professional experience includes Programmer Analyst at Cognizant Technology Solutions. He holds a Masters degree in Nanotechnology from VIT University. Ravindra enjoys spending time with his friends. He can be contacted at savaramravindra4[at]gmail[dot]com, LinkedIn, and Twitter.

Education & Tech

Tips for the Music Festival Season

By Jennifer Thayer*

With Coachella taking place in the most recent past, music festival season has officially kicked off. For all you young wild and free college kids, this could be one of the first music festival seasons you'll experience as a young adult. The following tips will help you save money, stay safe and open up the doors for an amplified music festival season.

1. Buy Cheaper Tickets
When you're on the ramen noodle diet, expensive festival tickets hardly fit into your rather slim student budget. But if the music is your passion, you're willing to prioritize it in your finances. You can save a lot of money with just a bit of strategy. Try buying presale tickets—the prices on these are often lower than regular sale tickets, especially when it gets closer to show time. Alternatively, you could buy tickets on Craigslist or StubHub. You'd be surprised at how many people are selling their tickets at a lower price because they can't go last minute. Then there's always the option of scalping. Just be careful that the tickets are real, and try having your scalper walk to the gates with you to make sure your ticket/wristband scans.

2. Stay Safe
Always go to a festival with at least one other person if not a good group of friends. With so much going on at these events, it can get overwhelming. The buddy system will become very much a real thing. Make sure you stick together with your friends as much as possible and pick a meeting spot in case you might accidentally get separated from the pack.

3. Keep Connected
Anyone who's ever gone to a big event, be it sporting, concert or festival, knows network connection can get spotty due to the highly inundated amount of people using their phones. Luckily, providers like T-Mobile have expanded coverage so that you have a better chance of getting service, even when the crowds are big. Plus, with the carrier's unlimited data plan options, you can Snapchat and share all the one-in-a-lifetime moments all throughout the festival without worrying about going over in your data.

4. Remain Full Battery
To pair with a solid data plan and network, you also should consider bringing a portable battery pack with you. Try carrying an ultra slim, compact one like the PNY T2200 battery pack, which costs less than $10 and gives you an extra half a day of battery life. Or you can opt for a battery pack case like the Mophie Juice Pack Air that attaches right to your phone and gives you 100% extended battery power.

5. Arrange Less Expensive Lodging
If you're attending a multi-day festival and need a place to stay, forego the expensive hotels. You and your friends likely only need a place to crash so why not go with a more affordable option like Airbnb or camping. Many festivals have campgrounds where attendees can stake out. Room share services like Airbnb can also allow for a better situation where you get to stay in an entire house and fit more people in it compared to a hotel room.

6. Don't Over Do It
Drinking, drugs, jams and partying —it's not a secret that music festivals bring together all the fun. It's a college-partying student's dream. But this is a very important time to maintain a sense of awareness and keep a check on your decisions. You can get caught up in the moment and overdo it fairly easily at a festival. Do not take any drugs from strangers that may be roaming the festivals trying to sell them off. And make sure your alcohol intake is monitored —with a marathon day ahead of you, alcohol can be the cause of severe dehydration. After all, you don't want to be that person that ends up on a stretcher being rolled out of festival quarters, do you?

The aforementioned tips for music festival season can help any college student save money, remain safe and stay connected. They'll pave the way to an awesome time filled with great energy and music—for an ultimate festival high.

(*) Jennifer Thayer is a long time contributor for Education & Tech.

Education & Tech

Congressional Review Act Overturns the DOE's Teacher Preparation Rules

Politics K-12

The Senate voted 59 to 40 on Wednesday to overturn regulations governing teacher-preparation programs that were approved by the Obama administration late last year.

Sen. Ben Sasse, R-Neb., introduced the measure blocking the rules late last week. Senate Joint Resolution 26 had nine other Republican co-sponsors, including Sen. Lamar Alexander, R-Tenn., the chairman of the Senate education committee. The House also voted last month to block the rules, approving a resolution introduced by Kentucky Republican Rep. Brett Guthrie, and President Donald Trump is widely expected to back the move.

"This regulation actually makes the assumption that bureaucrats in Washington are competent to micromanage teacher-training programs in America. That's what this regulation ultimately does, and it's absurd," Sasse said on the Senate floor before the vote.

The original of this article was published by Andrew Ujifusa on Education Week

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Milton Ramirez

How to Pay Off Your Student Loans Quicker

By Jennifer Thayer*

Whether you've graduated from university or you're heading off to college soon, there's a good chance that you will feel the impact of student loans. The cost of a four-year degree continues to rise, leaving many college students saddled in debt. For some, this debt can be a burden for years, if not decades, making it hard to start a family, buy a home, or simply enjoy a hard-earned income after years of arduous study. For these individuals, these tips are for you. Here are seven ways to pay off your student loans quicker.

Reduce Your Need for Student Loans

Obviously, this recommendation doesn't apply to individuals who have already graduated from college. But if you are on your way to college, consider options to reduce your upfront costs. This may mean applying for scholarships or financial hardship grants or lowering your costs by satisfying your general education requirements at a two-year community college before transferring to a university to study your major. Tom Hanks is a fan of community colleges; you should be too! And why not? They can be exponentially cheaper than a university.

Find an Employer that Will Help

The marketplace is incredibly competitive, yet starting salaries aren't as high as you might expect. In fact, even graduates in the STEM (Science, Technology, Engineering, Math) fields will find that their starting salary is likely well short of six figures. In other words, don't expect monumental paychecks starting out. Instead, look for employers who offer other incentives, such as in-office perks, ample vacation packages, or robust health care and benefits packages. Some employers now offer student loan assistance – thanks to platforms like Gradifi – which at your age, might be preferable to a 401(k) plan.

Refinance Your Loans

If you're a college graduate who has paid down your student loan for several years, yet your monthly payment goes unchanged, consider refinancing or consolidating your loans to lower your costs. Platforms like LendingClub connect private investors and lenders with borrowers such as yourself, allowing you to avoid the hassle of going through a traditional corporate bank. You enjoy low interest rates, and the investors enjoy a solid return on their investment. If you're unable to convince a bank to take on your debt and refinance your loan, alternative options like these might be right for you.

Leverage Your Tax Refund!

If you receive a tax refund, use it to pay down your student loans. You might be tempted to spend it on superfluous things that you likely don't need. Perhaps a large screen TV or a vacation to Hawaii. Avoid this temptation and do what's practical instead! Depending on your monthly fees, a single payment of $5,000 could help you pay off your student loans a year early or more.

Pick up Extra Work or Freelance

As a recent college graduate, the last recommendation you might want to hear is "Get a second job," but you might be surprised at the financial freedom it can provide. Perhaps this is why working second jobs is so popular with Millennials. Many people your age find that they'd rather keep working and make extra income than sitting at home watching Netflix all evening. If you don't know where to start, consider companies like Amway, which make it easy to start your own business. Other avenues include Etsy, or websites like Freelancer and Fiverr.

Put Your Dream Living Situation on Hold

At least for now. Believe it or not, you have plenty of time to earn money. In this day and age of Instagram millionaires and world-travel-via-social-media, you may be tempted to "keep up with the Joneses," but doing so can have long-lasting repercussions. On the other hand, living frugally now can help set you up for financial independence and success in the future. Live within your means, invest your money (something too few Millennials do), reduce your expenses wherever possible, and focus on paying down your debts – including your student loans.

Know Which Loans to Pay Off First

Do you have multiple student loans? If so, do you know which debt you should pay off first? It's generally accepted that you should attack the loans with the highest interest rates first, and then proceed onto the next loan when that one is paid off. Of course, you'll likely have to make minimum payments on all of your loans; if you can afford to pay extra month-to-month, dedicate this extra money to the loan with the highest interest. A snowball calculator can help you determine the most efficient order to pay off your loans.

(*) Jennifer Thayer is a long time contributor for Education & Tech. Follow her on Twitter to see what other tips she comes up with.

Education & Tech
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